Yes, we stand by our services. If we do not remove any negative items within the agreed timeframe of 180 days or 6 months from the date of receipt of your first dispute, you may be eligible for a refund of your service fees. We completely guarantee your satisfaction by allowing you to cancel any time. When you're paying month by month as you go, you're assured that you'll never pay for anything that you aren't happy with. You can cancel at any time and you will not be charged the following month for services.

The timeline varies depending on the complexity of your credit situation. Most of our clients see results within 30-60 days. We focus on thorough and effective resolutions. We work on your credit on a month by month basis until you are satisfied with the improvement in your credit. With that said, keep in mind that no company can promise any specific outcome simply because there are several third parties involved (e.g. Equifax, Transunion, Experian, your creditors, etc.) and no one can predict how they will respond; however you won’t know until you start.

There are a few different ways we can do this. We need access to a tri-merged credit report such as SmartCredit, IdentityIQ, Myfreescorenow, or MyscoreIQ. These credit monitoring services are acceptable and integrate with our accepted forms of credit monitoring.Credit monitoring Services we recommend with signup link:

•Myfreescorenow $24.97/mo($1.00 for a 7 day Trial) https://myfreescorenow.com/enroll/?AID=HighClassConsulting&PID=28287

•Smart Credit $19.95/mo https://www.smartcredit.com/?PID=48433

•IdentityIQ $26.86/mo ($1.00 for a 7 day Trial) https://member.identityiq.com/securepreferred.aspx?offercode=431282HE

•MyscoreIQ $27.99/mo Fico Scoring Model  ($1.00 for a 7 day Trial) https://member.myscoreiq.com/get-fico-preferred.aspx?offercode=432134WE

You start by:

•You complete the sign up process by having a required credit monitoring service in place (Myfreescorenow, IdentityIQ, SmartCredit, MyscoreIQ).

•Next you sign our agreement.

•You fill out your personal information.

•You insert your payment information (you will not be charged at the time of sign up. A card is required in order to hold your spot).

•Insert your login credentials for required credit monitoring.

• Then you upload the required documents to process your disputes. 

•After you complete sign up you can book an onboarding call.

•You will gain access to your client portal and any additional setup requirements if needed via Email.

No, federal law prohibits any company from guaranteeing specific results. We are committed to providing honest and transparent service, and we work diligently to dispute inaccuracies on your report. 

Yes, credit repair is completely legal under the Fair Credit Reporting Act (FCRA). This law allows consumers to dispute inaccurate, outdated, or unverifiable information on their credit reports. We do not work within the state of Georgia due to the states regulations.